While the younger and the older 50-year-olds will travel for leisure reasons in 60% of cases; Spaniards between 38 and 50 will do so to meet with family (65%). «The results make it clear that everyone has different tastes when choosing how to celebrate and enjoy the Christmas holidays. Therefore, at American Express we are committed to our customers to meet their needs and facilitate access to personalized experiences, with the possibility to choose between the latest and safest payment methods so they can enjoy life as they prefer », comments Juan Orti Ochoa Proof Of Income Letter Samples, President and CEO of American Express España.
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This year, 66% of Christmas purchases will be paid by card, while 29% of Christmas expenses will be paid in cash. It will be the youngest who make the most use of cash, specifically 45% of Generation Z consumers (18 to 22 years old) choose this method of payment, largely because many of them are not yet holders of a card . Comfort (88%), security (41%) and expenditure control (33%) are the three main reasons that consumers indicate to use the card against cash.
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In addition, this year mobile payment increased by 11.6% for Christmas purchases compared to 2017 and 48% of respondents expected to use this method.
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In fact, two out of every five Spaniards interviewed have or will soon have a mobile payment application installed, and 60% of them expect to use them to pay for their Christmas purchases. Among the drawbacks of mobile payment, there is still a lack of confidence in their level of security (57%) and lack of technological knowledge (24%).
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The American Express study also shows that the use of social networks grows by 27% to be informed before buying in 2018 and 42% of Spaniards acknowledge that they have bought a product after seeing it publicized on social networks, again being the youngest , from 18 to 22 years old, those who most recognize doing so (51%).
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The Botín doctrine, applied in 2007 in a case against the ex-president of Santander Emilio Botín, now deceased, supposes that a person can not be judged if there is only the private accusation against him, but not that of the Public Ministry.
Electronic commerce continues to grow, with a special incidence among the youngest, and 41% of Christmas purchases will be made online. In fact, the study indicates that the use of the online channel for Christmas shopping has grown by 64% since 2015. Proof Of Income Letter Samples will be the ones that most use this channel (48%), compared to 29% of the older respondents of 50 years.